our services - Business Finance

Panchasar Leasing & Investments Limited is engaged in providing specialized advisory services in the field of finance. We are concentrating on two sectors simultaneously - Retail finance and Business finance. Our objective is to build a customer network through providing best quality consulting services for arranging finance at the least hurdles to customers and thereby to generate the best value of trust.

The area of advisory services includes

Business Finance

Business finance is a long-term business strategy, characterized by extensive lead-time before deals are finalized. Locating the time and cost effective sources of finance for clients’ project is our strength. Be it Equipment Finance, Short or Long Term Funds, Trade Finance, Structured Finance or any other product, our team studies the options available, then sources the most beneficial route for our clients. From Capital Structuring to Feasibility Studies to Project Appraisal to sourcing funds, we take care of entire transaction. Our knowledge of the current investment scenario and understanding of specific needs, enable us to deliver cost competitive structural solutions.

• Project finance
  New projects and expansion projects for purchase of plant-machineries, office and factory premises, working capital and initial start up expenditures
• Term loans
  For purchase of various business related machineries
• Working Capital (Cash Credit)
  To fill the finance gap due to increase in sales and stocks
• Business over draft
  The most common tool used by small and medium business owners to satisfy short term business needs.
• Equipments finance
  For purchase of various costly business equipments and machineries including computers, electricity generators, pumps, copier machine etc.
• Unsecured loans
  Additional tool for short term financing based on the prior workings of the business units
• Loan transfers
  For reducing the burden of un advantageous existing borrowings and creating a better capital structure. It includes switching over of credit facility from one bank to other.
• Bill factoring
  A short term finance against supplied products at a very competitive rate of interest. It includes railways supplies, govt. supplies and renowned PSU supplies
• Venture finance
  Equity investments and debts available for new businesses with various terms of ownership sharing
• Leverage buy outs (LBO)
  Matching the best proportion of debt and owners’ fund while outright purchase of ongoing unit or business
• Letter of Credit/ Performance guarantees
  For import or inland purchase of any plant, machinery, stocks and materials
• Renegotiating the terms of finance approval
  In order to get the better interest rates or to release some of collateral properties, or for MSME units, making finances collateral free
• One time settlements
  To settle the long outstanding dues with the banks and financial institutions